We pride ourselves in helping our customers to get the guarantor loans that they need. Not everyone has the credit history they need to access a loan and that’s why we fully appreciate how important it is to be able to get a guarantor loan. Guarantor loans helps those who may not be able to take out a loan due to adverse credit history
Guarantor loans is a way of getting the money you need even if you have a bad credit history. It means asking a friend or family member or anyone who is able to act as a Guarantor for you as a way of offering security against the loan you need. It's a flexible and affordable loan where you can decide on how much you want to borrow and over what repayment period, giving you full ownership on making your repayments.
Your Guarantor acts as a guarantee against your loan and in a way is like a friend giving you that helping hand when you need it most. Nowadays banks don't want to lend to those with a less than perfect credit history and it makes it harder to get the money you need. With Guarantor loans you can do it all online and in the comfort of your own home.
Guarantor loans is built on the trust between yourself as the applicant and your Guarantor who will need to be fully aware of what they will be asked to do on your behalf. You will both be guided through the process with helpful information along the way. Because your Guarantor will have everything fully explained to them we can rest assured that they are doing it because they have faith in you that you can pay it back and so this gives an extra indication that you will be able to cope with the added expenditure of repaying your loan.
What we ask is that you ask yourself before applying, is this really right for you?
Sometimes some extra money comes in handy especially for those diy jobs, getting a better car or maybe even for a holiday of a lifetime and that's where your Guarantor loans will help you. However, what we don't want is to add to any outstanding debts that you already have. It can be easy to full into the trap of borrowing and we always advise any customer to look into their income and outgoings in details before making this decision. If you feel that perhaps borrowing isn't for you but need help then please get the advice you need from one of the many organisations out there to help you with this. One such organisation is moneyadvice.org and they can offer you free, independent advice on how to manage your finances.
Thinking ahead is what we ask, do you need to borrow, can you afford to pay it back and with this in mind starts your application today.